Oklahoma CIB Requires Insurance Before You Can Get Your License

Yes. Oklahoma CIB requires proof of General Liability insurance before approving any contractor license application. The minimum coverage varies by trade — roofing requires $500,000 residential or $1,000,000 commercial; HVAC, plumbing, and electrical start at $50,000 per occurrence.

The application process typically takes 2-4 weeks after submission. However, you cannot submit your application until you have proof of insurance — which can be obtained same-day through our quote process.

A suspended CIB license means you cannot legally work as a contractor in Oklahoma. The most common reason for suspension is lapsed insurance. To reinstate, you must obtain current insurance, provide proof to CIB, and pay any reinstatement fees.

Roofing contractors need a minimum of $500,000 per occurrence GL for residential work or $1,000,000 for commercial work. Note: roofing is a registration (not a license), so no surety bond is required. Roofing is regulated separately at verifyroofing.cib.ok.gov.

For projects under $10,000 and in most trades, CIB licensing is not required. However, many commercial customers and GCs require proof of insurance and a license regardless of project size. Unlicensed contracting above the threshold is a misdemeanor.

You can check your status at cib.ok.gov (GLSuite portal) or verifyroofing.cib.ok.gov for roofing. Our lookup tool above also checks your status and shows whether insurance is on file.

Yes. Oklahoma CIB accepts emailed or uploaded certificates of insurance (COI) with your application. Same-day digital certificates are standard through our quoting process.

General Liability insurance for Oklahoma contractors typically ranges from $400-$1,200/year depending on trade, revenue, and crew size. Most contractors pay less than $100/month. Get a precise quote in under 10 minutes.